- Home
- Loans
Loan programs
From DSCR and other Non-QM loans to conventional, FHA, VA, and jumbo. Find the program that fits how you earn and what you're buying.
Rentals, short-term rentals, BRRRR, and portfolios. Qualify on the property, not your income.
DSCR Loans
Qualify on the property's rent, not your tax returns.
Learn more →No-Ratio DSCR
No rent test. For properties where rent doesn't cover the payment.
Learn more →Short-Term Rental Loans
Airbnb and VRBO, qualified on projected nightly income.
Learn more →BRRRR & Cash-Out Refinance
Refinance out of hard money or pull equity from a rental.
Learn more →Portfolio & Blanket Loans
Several rentals on one loan, with release options.
Learn more →Interest-Only Loans
Lower payments for the first years. Can raise your DSCR.
Learn more →Foreign National Loans
U.S. investment property for non-U.S. residents.
Learn more →Business owners, contractors, and high-net-worth borrowers. Qualify without tax returns.
Bank Statement Loans
12–24 months of deposits instead of tax returns.
Learn more →P&L Loans
Qualify on a CPA-prepared profit and loss statement.
Learn more →1099 Loans
For contractors and gig workers paid on 1099s.
Learn more →Asset Depletion Loans
Turn savings and investments into qualifying income.
Learn more →WVOE-Only Loans
W-2 employees: a written verification of employment, no tax returns.
Learn more →Buy, refinance, or tap your equity with conventional, government, and jumbo options.
Conventional Loans
Fannie Mae and Freddie Mac loans for most buyers.
Learn more →FHA Loans
Flexible credit guidelines for primary homes.
Learn more →VA Loans
For eligible veterans, service members, and spouses.
Learn more →Jumbo Loans
Loan amounts above the conforming limit.
Learn more →Refinance
Lower your rate, change your term, or take cash out.
Learn more →HELOC & Home Equity
Borrow against your equity and keep your current rate.
Learn more →Reverse Mortgages
For homeowners 62+. Turn equity into cash.
Learn more →ITIN Loans
Buy a home with an ITIN instead of a Social Security number.
Learn more →Let's find the right loan for you.
Tell me about your situation and I'll lay out your options. No credit pull, no obligation.