Licensing & disclosures

Who You're Working With

You can verify the licenses of Ivan Grigorian and UTM Financial, LLC, including the states where each is licensed, on NMLS Consumer Access.

Disclosures

This website is for advertising and general information. It is not a commitment to lend, an offer to extend credit, or a loan approval. All loans are subject to credit approval, underwriting guidelines, property eligibility, and verification of the information you provide.

Program guidelines, minimum credit scores, loan-to-value limits, reserve requirements, and other terms described on this site are typical ranges across lenders. They vary by lender and loan, and can change at any time without notice. Not all applicants will qualify. Not all programs are available in all states.

Examples and calculators on this site are for illustration only and are not a quote. Any interest rate shown in a calculator is an example value, not an offered rate. Your actual rate, payment, and costs will be provided in your official loan disclosures.

DSCR, bank statement, and other Non-QM loans may have higher interest rates, fees, or down payment requirements than conventional loans. Investment property loans may include a prepayment penalty where allowed by law.

Content on this site is general education and is not tax, legal, or financial advice. Consult a qualified professional about your situation.

Equal Housing Opportunity

We are committed to fair lending. We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act, and we do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, age, marital status, receipt of public assistance, or the good-faith exercise of any right under the Consumer Credit Protection Act.

Questions or Complaints

Contact Ivan Grigorian at (818) 650-0071. You can also find regulator contact information for UTM Financial, LLC on its NMLS Consumer Access page.